农作物保险 & 风险管理

Manage your risk with crop insurance

让我们面对现实吧——务农是有风险的.  天气, disease and changing markets can all impact the commodities your farm produces and impact your earnings and cash flow. The good news is you can protect your farm and everyone who depends on it by managing those risks with crop insurance, also referred to as commodity insurance. Who can best help evaluate the risks and customize a plan to manage them? Look no further than your agricultural finance experts at Farm Credit!

Farm Credit is a cooperative, so we pride ourselves on taking care of our customers. We have full-time commodity insurance agents who have years of policy writing and risk management experience. Our agents will work closely with you to help reduce the production and price fluctuation risk associated with your crops, 牧草及牲畜.  Let us help ensure your farm’s viability and success!

为什么我需要农作物保险?

Crop insurance is a risk management tool that builds a safety net under your income and cash flow. Wet planting seasons, floods, droughts, wind and 冰雹 storms are all part of farming. They can impact your farm’s cash crops as well as the pasture and forage for your livestock operation. Price fluctuations on livestock can drastically impact profitability and cash flow as well. Commodity insurance protects your farm against those risks so you can meet your personal and business goals. 

农作物保险的费用是多少?

Through our multiple insurance providers, our agents have access to systems that allow you to compare several coverage levels to pick the one that best suits your farm operation. As with any insurance, the cost is relevant to the size of the underlying risk. Our commodity insurance agents are up-to-date on all policy options and they can help save you money in premiums.

我如何注册?

打电话给我们就行了 800 - 919农场(3276) to talk with your loan officer today. Our agents will help you understand which products are available in your county, and the important features of each product.

农作物保险的种类

• 收益保护(YP)- Our Yield Protection (YP) policy insures producers against production losses due to a covered cause of loss such as drought, 过多的水分, 冰雹, 疾病或野生动物. YP policies also provide replant, late planting, and prevented planting coverage. The producer selects the percentage of their average yield they would like to insure ranging from 50-85%. A loss would occur when the harvested yield is less than the guaranteed yield on the policy as the result of a covered cause of loss.
• 收入保护(RP)- Our Revenue Protection (RP) provides comprehensive protection that covers weather-related, and other certain unavoidable causes of loss and price fluctuations. RP provides the same coverage as YP with the addition of price protection.

可提供的额外保险

• 牲畜毛利率(LGM)
• 牲畜风险保护(LRP)
• 牧场,牧场 & 饲料(脉冲)
• 补充保险选择(SCO)
• 农作物冰雹政策
• 果园的覆盖率, 葡萄园, 托儿所, 处理, 新鲜市场蔬菜, 烟草, 有机作物, 等.

2024年农作物保险截止日期

日期	的最后期限
2/15	青豆销售结束
3/15	Corn, soybean and spring crop sales closing
5/15	苗圃销售结束
7/1	小麦和大麦溢价到期
7/15	春季种植面积报告截止日期
8/15	春季作物溢价到期
9/30	Wheat and barley fall sales closing
11/20	果园和葡萄园销售结束
12/1	Pasture, rangeland and forage sales closing

销售截止日期: This is the last date to apply for crop insurance coverage, or make changes in coverage from the previous year. Growers need to decide by this date on the type of policy and the level of protection they want.

面积报告日期: Producers must report the number of acres of each insured crop that they have actually planted by this date.

 合作伙伴供应商:

Farm Credit is proud to partner with the following companies: Rain and Hail LLC, QBE NAU and Rural Community Insurance 十博官网手机版官网下载 (RCIS)